What Our Legal Notice Covers
Our Legal notice sets out the conditions for opening and using an account, including accurate registration details, phone verification and access that depends on local law. It also explains how we record wallet actions connected with DANA, OVO, GoPay, QRIS, bank transfer and virtual account deposits.
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Those records help us match an account action with its payment status when you ask for a correction. We may ask you to confirm account ownership before changing personal details or discussing a transaction. The notice applies to the fio123 account pages and the services reached
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through them; separate provider terms may appear when a game or payment rail is selected. Read the current wording before continuing, because policy text can differ by permitted region.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.